This graph shows my investment returns from all sources including my allocated pension for the 2012/13 financial year. You can see that the main return was in the July to 30 September 2012 quarter with strong performance in the next two quarters. The last quarter saw a real change in performance. The most important point is that you can only count realised gains and income streams as solid returns because unrealised returns can easily evaporate. For this reason it is important to take profits when you can with sound exit strategies. I don't always achieve this aim.